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Reckato in Australia

97 tools work in Australia: 54 built for the tax, pay and benefit rules of Australia, plus the 43 calculator, converter, date, health and money-basics tools that work everywhere. 54 of the Australia tools need Reckato Pro.

97tools
54built for Australia
11life situations

Money 81 · Converters 2 · Health 2 · Dates & time 4 · Everyday 6

Built for Australia

What’s specific to Australia

I just lost my jobPRO

What to do this week

Money

We’re having a babyPRO

Leave pay, FTB, child care

Money

I’m moving homePRO

Stamp duty, first-home help, the loan

Money

I’m going freelancePRO

ABN, PAYG instalments, super

Money

A serious illness or injuryPRO

Leave, insurance in super, DSP

Money

I’m separating or divorcingPRO

Payments, child support, super

Money

I’ve lost my spousePRO

The money steps, gently

Money

Take-home payPRO

Tax, Medicare, HELP and super

Money

HECS-HELP repaymentsPRO

What comes out, and whether to pay it early

Money

Is a pay rise worth it?PRO

What a raise really adds after tax, levy and HELP

Money

Super: contribute more?PRO

Salary sacrifice, caps, co-contribution, Div 293

Money

Division 293 super taxPRO

Extra 15% super tax over $250k

Money

Low income super offsetPRO

Up to $500 into your super

Money

Capital gains taxPRO

CGT with the 50% discount

Money

Luxury Car TaxPRO

The LCT built into an expensive car

Money

Redundancy pay & taxPRO

NES weeks, notice, the tax-free part

Money

JobSeeker & Youth AllowancePRO

What Centrelink pays, and how earnings cut it

Money

Age Pension estimatePRO

Income and assets tests, deeming, Work Bonus

Money

Family Tax Benefit A & BPRO

Per fortnight, and the supplements

Money

Parental Leave PayPRO

Government paid parental leave

Money

Superannuation GuaranteePRO

Super your employer must pay

Money

Child Care SubsidyPRO

Your subsidy percentage and out-of-pocket

Money

Stamp duty by statePRO

Transfer duty and first-home concessions

Money

First home: deposit schemesPRO

5% Deposit Scheme, FHSS, Help to Buy

Money

Medicare Levy Surcharge vs hospital coverPRO

Pay the surcharge, or buy the cover?

Money

Investment property: gearing & CGTPRO

The 2026 rules for rental losses and gains

Money

Am I paid the minimum?PRO

Minimum wage, casual loading, penalty rates, super

Money

Long service leavePRO

What you are owed in your state

Money

$1,000 deduction or itemise?PRO

The instant deduction, WFH 70c method, and what wins

Money

Seniors Health Card & Medicare Safety NetPRO

For self-funded retirees and big medical years

Money

Cost of livingPRO

What a city costs a month

Money

House pricesPRO

Median price, deposit and income to buy

Money

Local payPRO

Average earnings in your state

Money

Compare two citiesPRO

Pay and home prices, side by side

Money

PopulationPRO

People in a state or territory, and its growth

Money

Who’s moving statePRO

Net interstate migration — arriving or leaving

Money

Who lives herePRO

Ancestry and Indigenous makeup of your state

Money

Where to keep your moneyPRO

What cash earns: savings, term deposits, bonds

Money

GST calculator (10%)PRO

Add or take out VAT

Money

Victorian land taxPRO

The yearly SRO bill on the land you hold — general, trust or absentee

Money

NSW land taxPRO

Revenue NSW’s yearly bill above the $1,075,000 threshold — and the foreign surcharge

Money

Victorian motor vehicle dutyPRO

The SRO duty on registering or transferring a car — $8.40 to $18 per $200

Money

Queensland vehicle registration dutyPRO

$2 to $6 per $100 — set by the engine, doubling above $100,000

Money

NSW motor vehicle dutyPRO

$3 per $100, then $1,350 + $5 per $100 above $45,000

Money

Queensland land taxPRO

QRO’s yearly bill above $600,000 (individuals) or $350,000 (companies, trusts, absentees)

Money

WA land taxPRO

RevenueWA’s yearly bill above $300,000, plus MRIT in Perth

Money

WA vehicle licence dutyPRO

2.75% to 6.5% of the value — sliding between $25,000 and $50,000

Money

Tasmania land taxPRO

The SRO scale — $50 + 0.45% above $125,000, 1.5% above $500,000

Money

SA land taxPRO

RevenueSA’s 2026-27 scale above the $936,000 threshold — general or trust

Money

Tasmania vehicle dutyPRO

$3 per $100 to $35,000, an $11 step to $40,000, then $4 per $100

Money

ACT vehicle dutyPRO

Canberra’s CO2-banded duty — $2.50 to $4.83 per $100, steeper above $45,000

Money

ACT land taxPRO

Canberra’s $1,778 fixed charge plus 0.54%–1.26% of the AUV on a rented or vacant home

Money

SA vehicle stamp dutyPRO

RevenueSA’s scale — $4 per $100 above $3,000 for cars, $3 for utes and vans

Money

NT vehicle stamp dutyPRO

A flat $3 per $100 — with up to $1,500 off a plug-in EV until 30 June 2027

Money

By situation

Life situations covered in Australia

I'm studying1 tool

Loans, and whether a degree pays.

HECS-HELP repaymentsPRO

New job or a raise14 tools

Your pay, an offer, and the tax on it.

Government jobsTake-home payPROIs a pay rise worth it?PRODivision 293 super taxPROCapital gains taxPROLuxury Car TaxPROSuperannuation GuaranteePROInvestment property: gearing & CGTPROAm I paid the minimum?PROLong service leavePRO$1,000 deduction or itemise?PROLocal payPROYour real hourly wageGST calculator (10%)PRO

I work for myself3 tools

Working for yourself, and its tax.

I’m going freelancePROPaper paychecks: what they cost youPROFreelance hourly ratePRO

I lost my job6 tools

What you're owed, and a plan.

I just lost my jobPRORedundancy pay & taxPROJobSeeker & Youth AllowancePROAge Pension estimatePROFamily Tax Benefit A & BPROSeniors Health Card & Medicare Safety NetPRO

Getting married1 tool

Two lives, one set of money.

Savings & interest

I'm moving2 tools

New home. New costs. New questions.

Unit converterCurrency

A home13 tools

The biggest number you'll run.

Stamp duty by statePROFirst home: deposit schemesPROCost of livingPROHouse pricesPROCompare two citiesPROWho’s moving statePROVictorian land taxPRONSW land taxPROQueensland land taxPROWA land taxPROTasmania land taxPROSA land taxPROACT land taxPRO

Starting a family6 tools

The real costs of a growing family.

We’re having a babyPROI’m moving homePROI’m separating or divorcingPROI’ve lost my spousePROParental Leave PayPROChild Care SubsidyPRO

Planning retirement13 tools

Make future-you's money last.

Savings & interestSuper: contribute more?PROLow income super offsetPRONet worthWhat your subscriptions costEmergency fundGet your full employer matchPROLife insurance — how much you needWhat kind of investor are you?Your freedom numberPROCoast FI: can you stop saving?PROWhere to keep your moneyPRODoubling timePRO

Health & its costs4 tools

The money side of getting better.

BMI & body fatCalories & BMRA serious illness or injuryPROMedicare Levy Surcharge vs hospital coverPRO

Everyday & quick tools37 tools

Quick sums, conversions and dates.

CalculatorScientificUnit converterCurrencyPercentageTip & splitDiscountDays between datesFormulasWhat's coming upDebt payoffPopulationPROWho lives herePROPayday loan — the real cost50/30/20 budgetWhat a quick loan really costsMoney you send homeLoan paymentThe true cost of a habitPROMarkup & marginPROBreak-even pointPROCost per usePROCost of commutingPROVictorian motor vehicle dutyPROQueensland vehicle registration dutyPRONSW motor vehicle dutyPROWA vehicle licence dutyPROTasmania vehicle dutyPROACT vehicle dutyPROSA vehicle stamp dutyPRONT vehicle stamp dutyPROAgeAdd to a dateFuel & trip costRatio & proportionStacked discountsUnit price — which is cheaper

Sources

Figures for Australia come from Australian Taxation Office, Australian Bureau of Statistics, Services Australia, Fair Work Ombudsman, state revenue offices — each named, dated and linked inside the app under Settings → Sources. Reckato is independent and not affiliated with any government; every figure is an estimate for information only.

Get Reckato in Australia

Free to download. Choose Australia once and the money tools follow. No account, nothing uploaded.

Rolling out now — launching on the App Store and Google Play.

Other countries

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